Car Insurance

timz

My car is insured with RAC, Full Cover Insurance, Insured value up to $25,600, monthly payment is $127, so total $1524 a year. Is it too expensive or just acceptable? What's the other insurance company's competitive rates? Can any one recommend any cheaper insurance company?
Many Thanks

澳洲袋鼠

引用第0楼timz于2008-05-12 13:16发表的:
  My car is insured with RAC, Full Cover Insurance, Insured value up to $25,600, monthly payment is $127, so total $1524 a year. Is it too expensive or just acceptable? What's the other insurance company's competitive rates? Can any one recommend any cheaper insurance company?
Many Thanks

如果直接买1年的，可能还会便宜点。全保里边也分的，有包括火险的，也有不包括的，价格都会差很多。

其实最主要的保费是根据驾驶员的年龄，车龄，还有车的性质来评估出来的，楼主如果换其他保险公司的话，一般能便宜个300-400吧。 RAC的话，如果你在RAC里满4年，你的会员等级就会上去，会有额外5% 折扣，满6年再上一等级，折扣也就更多。

我也是RAC的全保，投保价值是2W，现在一年交740，我在RAC里5年半了，出一次事故

透视

主要和你的年龄和驾龄有很大关系的，

timz

Thank you guys very much!!!!!!

raymondyu

很看年龄拉!25岁以上会便宜很多的!我的也在RAC保了39000,也就才700一年全保!不过也看车牌子!我的是三零听说比较便宜!我有个同学的HONDA去那买保27000居然过千!所以很难说拉价钱!

xtcse

一，年龄和驾龄，是不是FULL 牌，有没有犯过事
二，车子的RISKY等级，一般PERFERMENCE的就是HIGH RISKY的，不是看车价的。还有车子的口碑好不好，保险公司自己有评价系统，哪些车子问题多多

timz

Thanks, guys. Mine one was under 24, car is Honda. But the suburb is Victoria Park, they said my suburb is a high risk area, so charge me for extra. !!!  FOR WHAT???