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You could put all of your money into one card, but two account. For example, I have two accounts with Commonwealth bank. I usually put $10-$50 in the account that can be withdrawn from ATM, and put the rest onto another account which can only be transfered via the use of Net banking. And the interest for that account is about 5-6%. I think most bank have these types of services, and I know a lot people do that. Even in the worst case, I have heard it happened to friend in Sydney, they were hold up by people and they forced them to withdrawn money from the ATM, but there's only about $50 in their account. |
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