请教工作的朋友：Superannuation problem

kiwifruit

Hi someone who can help the following question?

Superannuation includes employer contribution and personal contribution. For

individual, how is the personal contribution calculated and when to pay, monthly or annually?

Thank you

lengyi3211

If your salary from you employer  is below 10% of your total assessable income, you are eligable for personal super contribution, or you are a self employed person.

kiwifruit

Thanks a lot, LZ.

Does that mean if the salary from my current job is my whole income source, i don't need to make personal contribution?

But what is the  co-contribution?

臭叁

如果LZ不是SELF EMPLOYED的话,不需要自己交SUPER的,除非你想放更多的钱到你的SUPERFUND, 但是我觉得没什么必要,除非你自己想建立一个SELF MANAGED SUPERFUND, 如果有这个兴趣,建议你找一个FANACIAL PLANNER或者TAX ACCOUNTANT帮助你,因为有很多细节的东西,不是一两句能说明白的.

政府的CO-Contribution是帮助那些低收入者的,如果你的收入过高,可能就不会有政府的CO-CONTRIBUTION了,CO-CONTRIBUTION就是说你自己放一些钱到你的SUPERFUND, 政府也会帮你放些钱,说简单点就是政府给你钱.但是你不可以马上拿到,等退休了才能拿.

libai0915

ls的都回答的很准确了

memoriestree

dont waste your money on super...