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标题: 大家帮忙看看这个合算吗 [打印本页]
作者: zzzlll    时间: 2008-9-30 22:31
标题: 大家帮忙看看这个合算吗
附件里面是报价
Salary Packaging offers three different lease options; Operating, Novated and Associate.

An Operating lease is a new vehicle that is leased by the University, who then allow an employee to have exclusive use of the vehicle for the term of the lease.  The employee then salary sacrifice monies to pay for the entire running costs of the vehicle (lease, petrol, insurance, fringe benefits tax etc).  At the end of the lease the car is returned to the lease company (tho the driver will be given the option of buying the vehicle).
A Novated lease is a new or used vehicle (sourced by the employee or the lease company) that is brought by the employee through a finance agreement with the novation company.  Payments are then made via a salary sacrifice arrangement for the term of the lease after which an agreed residual (or bubble) is paid by the driver to finalise the purchase of the vehicle.  The vehicle is registered in the driver’s name.
An Associate lease is a lease agreement where an Associate of the employee (eg spouse, partner) owns the motor vehicle and leases it to the University. The motor vehicle is then provided to the employee on a fully maintained basis.
Generally, all the running costs of the vehicles are invoiced directly to Salary Packaging who then makes payment on the employee’s behalf.  The employee in turn salary sacrifices a fortnightly amount to pay for those running costs.

Employees are required to sign a motor vehicle agreement, indemnifying the University from all costs and liabilities associated with the vehicle.  Independent advice from a Sal Pac Advisor is required prior to setting up a motor vehicle package.

Quotes are available from the last motor vehicle expo, but should be used as a guide only.  The Sal Pac Advisor can obtain current quotes for you on a wide range of vehicles and leases.

VehicleCosts150002007.pdf

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作者: clarklee    时间: 2008-9-30 22:35
，，，，，
作者: 撒拉天使    时间: 2008-9-30 22:43
[s:6] 我那公司也有这东西。关于SALARY SACRIFICE的。好象能减少TAXABLE INCOME 如果有计划要供车的。就选1个来用咯。反正听说可以少交税
作者: liangli    时间: 2008-9-30 22:44
引用第1楼clarklee于2008-09-30 22:35发表的:
LZ 是中国人吗？

人家意思是要和单位（uni）要车开，让大家帮忙看看那种合适。寻求意见来了，不是中国人来这干嘛。
作者: zzzlll    时间: 2008-9-30 22:55
抱歉啊，是，但是有些东西看不懂，所以来请教的
作者: zzzlll    时间: 2008-9-30 23:01
引用第3楼liangli于2008-09-30 22:44发表的:


人家意思是要和单位（uni）要车开，让大家帮忙看看那种合适。寻求意见来了，不是中国人来这干嘛。
还是你体贴啊
作者: liangli    时间: 2008-9-30 23:25
这东西不懂，我只是学生而已，不过看下来，感觉好像novated好点。 [s:5]



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